XM Standard Account

XM Standard Account

XMTrading’s Standard Account is the most popular account type among all traders, as it allows you to take advantage of all of XM’s generous bonus campaigns.In addition, you can comfortably trade a wide range of CFD products, including FX currency pairs with a maximum leverage of 1,000 times, precious metals, cryptocurrencies, and more, under industry-leading, excellent trading conditions .

Enjoy trading with XM by taking advantage of the advantageous trading conditions that only a standard account can offer, such as generous bonus campaigns, maximum leverage, and the number of stocks available, which are the highlights of XM.


XM’s Standard Account is an account type that offers support for users in terms of trading capital , including high leverage of up to 1,000x and generous bonuses totaling over $10,000 (equivalent) . You can also trade a wide range of markets, including not only FX currency pairs but also cryptocurrencies, stock indices, and precious metals CFDs, all with a single trading account. XM’s Standard Account is a standard account type that allows you to trade with a minimum of 1,000 units, making it recommended for a wide range of traders, from beginners to advanced traders.


XM Standard Account Trading Conditions (Features)

Trading Platform
MetaTrader 4 (MT4) and
MetaTrader 5 (MT5)
Ordering Method
No dealing desk OTC system
Margin Currency
Japanese Yen, US Dollar, Euro
Maximum Leverage (Note: 1)
1,000 times
Average spread (USDJPY)
1.6 pips
Transaction fees
free
Minimum deposit amount
$5 worth
Currency amount per lot
100,000 currency
Minimum Order Quantity
0.01 lot
Maximum order quantity (total maximum order quantity)
50 lots (10,000 lots)
Product (brand)
[FX currency pairs]: 55 types
[Precious metals CFD]: 7 types
[Stock CFD]: 1,313 types (Note: 2)
[Stock index CFD]: 31 types
[Commodity CFD]: 8 types
[Energy CFD]: 8 types
[Thematic index CFD]: 8 types (Note: 2)
[Cryptocurrency CFD]: 58 types (MT4 has 28 types)
Total: 1,488 types
Stop loss level
20%
Zero cut method
Applies
bonus
can be
  1. There are some FX currency pairs, such as the Turkish Lira and Swiss Franc, that have maximum leverage restrictions.
  2. Stock CFDs and Thematic Index CFDs are only available on MT5.

Standard accounts can enjoy generous bonuses totaling over $10,000

XM’s Standard Account allows you to receive all three types of bonus campaigns offered by XM: the “New Account Opening Bonus (Trading Bonus),” “Two-Step Deposit Bonus,” and “Loyalty Program.” With all account types, XM offers a 15,000 yen account opening bonus to start trading without depositing money, but with a Standard Account, you will also receive a deposit bonus according to the amount you deposit.

By simply opening a standard account with XM and depositing a certain amount, you can receive a bonus of over $10,000 (equivalent). In addition, the loyalty program will award you with XMP (XM points) that can be converted into bonuses every time you trade. With an XM standard account, you can use these bonuses to increase your margin, allowing you to trade even larger amounts.

You can check the latest promotions, such as bonus campaigns, on the XM Members page. Detailed instructions on how to check the latest promotions are provided in the XM Members Page User Guide, which includes easy-to-understand illustrations.

On the XM Members Page, you can not only open an account and deposit and withdraw funds, but also change your leverage and access the copy trading page. For detailed instructions on how to use the XM Members Page, please refer to the “XM Members Page User Guide.”

Standard accounts allow you to trade a wide range of 1,488 stocks

Standard accounts allow you to trade all of the products offered by XMTrading . A wide range of 1,488 products, including 55 FX currency pairs, cryptocurrencies, precious metals, stock CFDs, and stock index CFDs, can be traded with a single standard account. Stock CFDs and thematic index CFDs are only available with MT5 accounts. Zero accounts do not offer USD/CNH (US Dollar/Chinese Yuan), and cryptocurrency CFDs are only available with standard, micro, and KIWAMI accounts.

Furthermore, for products other than FX currency pairs that can be traded with a maximum leverage of 1,000x, you can also trade with favorable conditions of a maximum leverage of 20x to 1,000x. Energy futures, stock index futures, and commodity futures are swap-free, and no additional fees are incurred when carrying over positions from one day to the next.

The trading size for a standard account is 1 lot = 100,000 units.

The currency amount for XMTrading’s Standard Account is 100,000 units per lot. The minimum order for a Standard Account is 0.01 lots, so you can trade from as little as 1,000 units . You can also place orders of up to 50 lots at a time and hold positions of up to 10,000 lots. Therefore, XM’s Standard Account is a user-friendly account type for traders with a variety of trading styles, from beginners who trade small amounts to advanced traders who make dynamic large trades.

Click here for details on XM’s minimum and maximum lot size (lot calculation method)

If you would like to trade smaller amounts of less than 1,000 units, you can trade in small amounts starting from a minimum of 10 units (0.01 lot) using a micro account, which has a smaller currency amount per lot.

XMTrading’s standard account allows dynamic trading with up to 1,000x leverage. High leverage trading has the advantage of allowing you to trade large amounts of capital by applying high leverage to small amounts of capital.


What is Leverage?

Leverage means “lever” in English, and the mechanism that allows you to manage large amounts of capital with a small amount of margin is called the “leverage effect.” The greater the leverage, the less margin you need to open a position. Therefore, if you apply 1,000x leverage to an XMTrading standard account, you can trade 10 million yen worth of positions with just 10,000 yen margin .

Leverage effect

Leverage effect

XM Leverage and Margin Requirements

Required margin refers to the minimum amount of funds needed to trade a certain amount of position. With XMTrading’s Standard Account, you can trade with a maximum leverage of 1,000x, while the maximum leverage for Zero Accounts is 500x. Depending on the leverage, the required margin will vary greatly even when opening a position of the same stock and quantity. Basically, the higher the leverage, the lower the required margin, and conversely, the lower the leverage, the higher the required margin . The difference in the required margin per lot between Standard Accounts and Zero Accounts is as follows:

Margin required per lot for Standard and Zero accounts (for 1,000x leverage)

FX Currency Pairs Standard Account Zero Account
USD/JPY
conversion rate: 148.201
14,820 yen 29,639 yen
EUR/USD
exchange rate: 1.16574
17,271 yen 34,543 yen
GBP/USD
exchange rate: 1.34342
19,904 yen 39,808 yen
AUD/USD
conversion rate: 0.65265
9,669 yen 19,337 yen
USD/CAD
exchange rate: 1.38115
14,820 yen 29,639 yen
USD/JPY
conversion rate: 148.201
Standard Account 14,820 yen
Zero Account 29,639 yen
EUR/USD
exchange rate: 1.16574
Standard Account 17,271 yen
Zero Account 34,543 yen
GBP/USD
exchange rate: 1.34342
Standard Account 19,904 yen
Zero Account 39,808 yen
AUD/USD
conversion rate: 0.65265
Standard Account 9,669 yen
Zero Account 19,337 yen
USD/CAD
exchange rate: 1.38115
Standard Account 14,820 yen
Zero Account 29,639 yen
  1. Calculated based on the exchange rate at the time of writing.
  2. The required margin fluctuates depending on the exchange rate, so please check the latest figures when trading.

The margin required for a standard account with a maximum leverage of 1,000x is about half that required for opening an equivalent position in a zero account with a maximum leverage of 500x. A major attraction of a standard account is that it allows you to make larger trades even with the same amount of margin deposited into the account. In particular, for beginners to intermediate traders who do not have much trading capital, being able to reduce the required margin by using a standard account with its high leverage is a major benefit.

The XM Standard Account is the most popular account type offered by XM, as it allows you to make the most of the generous bonuses totaling over $10,000 (equivalent), which is one of the highlights of XM, and allows for dynamic high-leverage trading with a maximum leverage of 1,000x.

XM’s Standard Account has standard account types such as the amount of currency per lot, spreads, and trading fees, and allows for capital-efficient trading, making it a recommended account type for a wide range of traders, from beginners to advanced traders. In particular, the Standard Account is recommended for those who want to make large trades with high leverage or who want to take advantage of bonuses to make profitable trades .


Those who want to trade with high leverage

For those who want to trade dynamically with high leverage, we recommend the XMTrading Standard Account. By taking advantage of XM’s maximum leverage of 1,000x, you can keep the required margin low, allowing you to trade larger volumes even with the same amount deposited in your account. Specifically, compared to a Zero Account with a maximum leverage of 500x, a Standard Account with a maximum leverage of 1,000x allows you to hold positions with approximately half the margin .

In addition, although the maximum leverage varies depending on the product, even for products other than FX currency pairs, you can trade with favorable conditions of maximum leverage of 22.2 to 1,000 times.

XM’s number of stocks and leverage

Brands handled Number of stocks Leverage
FX Currency Pairs 55 brands 1,000 times (Note: 1)
Precious metal CFD 7 brands 22.2x to 1,000x
Stock CFD (Note:2) 1,313 types 20 times
Stock Index CFDs 31 brands 66.7 times to 500 times
Commodity CFD 8 brands 50 times
Energy CFD 8 brands 200x (Note: 3)
Thematic Index CFDs (Note 2) 8 brands 50 times
Cryptocurrency CFDs 58 brands 50x to 500x (Note: 4)
FX Currency Pairs
Number of stocks 55 brands
Leverage 1,000 times (Note: 1)
Precious metal CFD
Number of stocks 7 brands
Leverage 22.2x to 1,000x
Stock CFD (Note:2)
Number of stocks 1,313 brands
Leverage 20 times
Stock Index CFDs
Number of stocks 31 brands
Leverage 66.7 times to 500 times
Commodity CFD
Number of stocks 8 brands
Leverage 50 times
Energy CFD
Number of stocks 8 brands
Leverage 200x (Note: 3)
Thematic Index CFDs (Note 2)
Number of stocks 8 brands
Leverage 50 times
Cryptocurrency CFDs
Number of stocks 58 stocks (Note: 3)
Leverage 50x to 500x (Note: 4)
  1. Some exotic currency pairs have maximum leverage ranging from 50x to 400x.
  2. Stock CFDs and Thematic Index CFDs are only available on MT5.
  3. The leverage for Energy CFD futures ranges from 33.3x to 66.7x.
  4. MT4 accounts can only trade
    28
    cryptocurrency CFDs .
  5. Cryptocurrency CFDs are subject to ”
    tiered leverage
    ,” which changes depending on the number of trading lots.
  1. The maximum leverage for all XM account types is limited to 400x for currency pairs including CHF (Swiss Franc), 100x for currency pairs including TRY (Turkish Lira), and 50x for currency pairs including DKK (Danish Krone)/HKD (Hong Kong Dollar)/CNH (Chinese Yuan).

Click here for details on the different leverage regulations for XM stocks

People who want to take advantage of bonuses

For those who want to take advantage of bonuses and trade at a discount, we recommend the XMTrading Standard Account. Standard accounts are eligible for all bonus campaigns run by XM, allowing you to trade while making the most of the bonus benefits . In addition to the generous new account opening bonus (trading bonus) of 15,000 yen, which is available to all account types , you can also receive a deposit bonus up to the maximum amount, which is only available to Standard and Micro accounts, for a total bonus of over $10,000 (equivalent).

XM’s deposit bonus is divided into two stages: 100% + 20%, and you can receive a 100% deposit bonus for deposits up to $500 (equivalent), and a 20% deposit bonus for deposits up to $10,000 (equivalent). In other words, if you deposit $500, your margin will be doubled, and if you deposit $1,000, you will receive a total bonus of $600, so you can start trading with a margin of $1,600.

People who want to take advantage of bonuses

People who want to take advantage of bonuses

Furthermore, the loyalty program provides unlimited XMP (XM points) that can be converted into bonuses depending on trading volume. These bonuses can be used as margin, making the Standard Account the ideal account type for those who want to start trading with a small amount of capital.

XM is currently running a limited-time double bonus campaign . The new account opening bonus will be increased five times from the usual 3,000 yen to 15,000 yen, and you will also start with Gold status, one rank higher than usual, in the loyalty program. Don’t miss this great opportunity to take advantage of this great campaign.

When using a standard account with XMTrading, please note the following points.


There is a leverage limit based on the available margin.

Please note that for all account types at XMTrading, leverage is limited by the account’s equity as follows: The maximum leverage applied to Standard Accounts and Zero Accounts differs, but if the account balance exceeds $40,001 (equivalent), there is no difference in leverage between Standard Accounts and Zero Accounts.

Leverage Limits by Equity for Standard and Zero Accounts

Equity Standard Account Zero Account
$5 to $40,000 Up to 1,000x Up to 500x
$40,001 to $80,000 Up to 500x
$80,001 to $200,000 Up to 200x
From $200,001 Up to 100x
$5 to $40,000
Standard Account Up to 1,000x
Zero Account Up to 500x
$40,001 to $80,000
Standard Account Up to 500x
Zero Account
$80,001 to $200,000
Standard Account Up to 200x
Zero Account
From $200,001
Standard Account Up to 100x
Zero Account
  1. Please note that the account balance subject to the leverage limit is per account, not per account, so please be careful if you have opened multiple accounts.

Click here for details on leverage limits based on equity

Trading conditions differ for only some stocks

The only trading conditions that differ between Standard and Micro accounts, such as transaction size, minimum and maximum transaction size, and product name, are all FX currency pairs and precious metal CFDs for gold, silver, and XAUEUR (gold/euro).For all other products, the trading conditions are the same between Standard and Micro accounts.

Differences in symbol notation on MT4/MT5

At XMTrading, the symbol notation displayed on the trading platform MT4/MT5 differs depending on the account type. For standard accounts, there is nothing after the symbol, for micro accounts, “micro” is added after the symbol, for KIWAMI accounts, a “#” is added after the symbol, and for zero accounts, a “.” (dot) is added after the symbol.

  1. Standard Account

    Standard Account

  2. Micro Account

    Micro Account

  3. KIWAMI polar account

    KIWAMI polar account

  4. Zero Account

    Zero Account

To open an XMTrading standard account, please access the account registration application form from the following link.

Once you have completed your account registration and email verification at XM, a real account will be automatically opened. Your first real account will be an MT5 Standard account (base currency: Japanese Yen, leverage: 1,000x). After completing profile verification and identity verification (uploading required documents), you will be able to use all of XM’s services, including deposits, withdrawals, and trading.

Select "Standard (1 lot = 100,000)"

Select "Standard (1 lot = 100,000)"

Please note that XM does not allow you to change your account type after opening an account. If you wish to change from a standard account to another account type, please log in to the member page and open an additional account. XM allows each person to open up to eight accounts, so you can use different account types depending on your trading style.

  1. Trading accounts that have no deposit/withdrawal or transaction history for more than 90 days will become dormant and will incur a monthly account maintenance fee of $10 (or equivalent), so please be careful if you use multiple accounts.
  2. Copy trading investor accounts and strategy manager accounts are not included in XM’s maximum account holding limit (8 accounts).
  1. For more information about XM account maintenance fees, dormant accounts, and account freezes, click here.

  2. Learn more about XM copy trading here

You can also open an additional account using XM’s proprietary smartphone app, the “XMTrading app.” For detailed instructions on how to open an additional account using the XM app, please see the links below, which include easy-to-understand illustrations for both iOS and Android.

Use the XM app to enjoy more convenient account management and smooth trading on the go. For detailed instructions on how to use the XM app, please refer to the “XM App User Guide.”

Currently, the iOS version of the XMTrading app cannot be installed.

  1. What are the disadvantages of an XM Standard Account?

    The disadvantage of XM’s Standard Account is that the spreads are standard. You can take advantage of bonus campaigns with a Standard Account to keep the effective spread low, but if you prioritize spreads, we recommend the Zero Account, which offers a minimum of 0 pips.

    read more

    2022.07.25

    1. Account Type
  2. What is the maximum order number for an XM Standard account?

    With an XM Standard account, you can order up to 50 lots per trade. You can also hold up to 200 positions simultaneously within the same account, for a total order of up to 10,000 lots. The minimum order size for a Standard account is 0.01 lots.

    read more

    2022.07.25

    1. Account Type
  3. What are the benefits of an XM Standard Account?

    The advantage of XM’s Standard Account is that you can trade at a discount by taking advantage of all bonus campaigns and high leverage.In addition, since you can trade with a minimum of 1,000 units, this account type is recommended for a wide range of traders, from beginners who trade with small amounts to advanced traders who trade dynamically.

    read more

    2022.07.25

    1. Account Type
  4. Which account has tighter spreads at XM: the Standard account or the Micro account?

    The same spreads are applied to XM’s Standard Account and Micro Account. In addition, there are no trading fees for either account. Of the four account types offered by XM, the account type with the narrowest spread is the Zero Account, which incurs a trading fee of 10 units per lot.

    read more

    2020.08.26

    1. Account Type
  5. What is the difference between XM’s Micro Account and Standard Account?

    The difference between XM’s Micro Account and Standard Account is the trading unit. The Micro Account is an account type for small transactions and can be traded with a minimum of 10 currencies. Compared to the Standard Account, the minimum trading size is 1/100th the size.

    read more

    2020.03.25

    1. Account Type

【law】

XM/XMTrading (XM) is operated by Tradexfin Limited., a licensed company issued by the Seychelles Financial Services Authority (FSA) and registered under registration number SD010.
XM/XMTrading (XM) is operated by Fintrade Limited., a licensed company issued by the Mauritius Financial Services Commission (FSC) and registered under registration number GB20025835.

[Risk Warning]

Forex and CFD trading involves a very high risk of losing your investment capital. Please ensure you read and fully understand XM /XMTrading’s Risk Disclosure .

[Restricted Areas]

XMTrading is not under the supervision of the JFSA (Japan Financial Services Agency), and is not engaged in any activities that could be considered as offering financial products or soliciting financial services, and this website is not intended for residents of Japan.

Legal/Risk Warning/Restricted

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XMTrading

Name: Tradexfin Limited

Address: F20, 1st Floor, Eden Plaza, Eden Island, Seychelles

Financial Instruments Handling License: FSA (Financial Services Authority, Seychelles) Registration No.SD010

Name: Fintrade Limited

Address: c/o SAFYR UTILIS LTD, 7th Floor, Tower 1, NeXTeracom, Cybercity, Ebene, Mauritius

Financial Instruments Business License: FSC (Financial Services Commission, Mauritius) Registration No. GB20025835