Deposit funds into your XM account with a credit/debit card

Deposit funds into your XM account with a credit/debit card

If you select credit card/debit card (VISA card/JCB card) from the XM member page and proceed with the deposit procedure, the funds will be reflected in your XM trading account in real time 24 hours a day, 365 days a year . There is no deposit fee when depositing by credit card/debit card .

If you deposit funds into your XM trading account using a credit card/debit card, the amount that can be withdrawn to your credit card/debit card will be limited to the amount deposited . Before depositing, please check XM’s withdrawal rules and deposit funds using an appropriate method.


  1. Click here for an explanation of XM’s withdrawal rules

How to deposit with credit/debit cards

[WEB version] How to deposit using credit/debit card

  1. Steps: 1

    Login to XM Member Page

    Please log in to the XMTrading “Member Page” using the login ID (MT4/MT5 ID) and password sent to your registered email address.

    "XM Member Page" login screen

    『XM会員ページ』ログイン画面

    1. At XM, with the introduction of the new account management feature, XMTrading Profile, the login ID for the member page has been changed from MT4/MT5 ID to email address. If you have converted to a profile or registered a profile, you will not be able to log in with your MT4/MT5 ID, so please be sure to log in to the member page using your registered email address.
  2. Steps: 2

    Select the deposit menu

    After logging in to the XM “Member Page”, click “Deposit/Withdrawal”.

    XMの『会員ページ』にログイン後、「入金」をタップします。

    "XM Member Page" Home Screen

    『XM会員ページ』ホーム画面

  3. Steps: 3

    Choose a deposit method

    On the deposit method list screen, click “Credit/Debit Cards.”

    入金方法一覧画面にて、「Credit/Debit Cards」をタップします。

    1. Please select the button for the card brand (VISA or JCB) you will use to make the deposit.
    2. JCB cards
      will not be displayed as a deposit option until identity verification (
      activation of real account ) has been completed. If you wish to deposit with a JCB card, please complete identity verification (activation of real account) before using the card.
    3. JCB cards can only be used if the base currency of your XM trading account is “Japanese Yen (JPY)” or “US Dollar (USD).” (They cannot be used if the base currency is “European Euro (EUR).”)

    Deposit method list screen

    入金方法一覧画面

  4. Steps: 4

    Enter the deposit amount

    ①Enter the deposit amount and ②Click “Deposit.”

    ①入金額を入力し、②「入金」をタップします。

    1. If you choose JCB card, the minimum deposit amount is 10,000 yen.

    Funds deposit screen (credit card/debit card)

    資金の入金画面(クレジットカード/デビットカード)

  5. Steps: 5

    Confirm the account number and deposit amount

    Check the trading account number (XM trading account ID) and the deposit amount, then click “Confirm.”

    入金先の取引口座番号(XMの取引口座ID)と入金額を確認し、「確定」をタップします。

    Deposit confirmation screen (credit card/debit card)

    入金確認画面(クレジットカード/デビットカード)

  6. Steps: 6

    Enter your card information

    ①Enter the card information for the credit/debit card you wish to use, ②Select whether to save the card information (optional), and ③Click “Pay.” Please note that the card information entry screen will differ depending on the card brand you use.

    ご利用頂くクレジットカード/デビットカードの、①カード情報を入力し、②カード情報を保存するかを選択(任意)し、③「支払う」をタップします。尚、カード情報の入力画面はご利用のカードブランドによって異なります。

    Card information input screen

    カード情報入力画面

  7. What is the CVV2/CVC2 number?

    The CVV2/CVC2 number is a 3-4 digit security code printed on the back of your card, in the upper right corner of the signature panel . For VISA and JCB cards, the CVV2/CVC2 number is the last 3 digits of the number printed on the back of your card.

    CVV2/CVC2 number

  8. Steps: 7

    Check the payment details screen

    Once the card deposit is complete, a screen will appear stating “Deposit request completed.” Clicking “x” will return you to the XMTrading “Member Page.”

    カード入金が完了しますと、「入金リクエスト完了」という画面が表示されます。「×」をタップしますと、XMTrading(エックスエム)の『会員ページ』へ戻ります。

    Deposit confirmation screen

    入金確認画面

  9. After the deposit procedure, the balance will be added to your XMTrading trading account immediately, and you will receive a notification from XM confirming that the balance has been added. Please confirm that the deposit amount has been added to your trading account balance.

    Credit card/debit card payment completion email

[Video] How to deposit money using a credit card/debit card

Watch this video on how to fund your XM trading account with a credit/debit card.

YouTube

You can also access the member page from the XM smartphone app!

The XM smartphone app is an XM-exclusive mobile app that can be used by anyone who has opened an account with XM. In addition to trading, you can also make deposits and withdrawals, manage your account, and access the member page all within a single app. For detailed instructions on how to deposit funds from the XM app, please see the links below, which include easy-to-understand diagrams for both the iOS and Android versions.

Currently, the iOS version of the XMTrading app cannot be installed.

Receive 15,000 yen in trading funds when you sign up for a new account

新規口座で15,000円分トレード資金プレゼント

XM Credit/Debit Card Deposit Related Questions (FAQ)

  1. Is there a maximum amount I can deposit into XM via credit/debit card?

    Yes, there is a maximum amount that can be deposited by credit card/debit card. At XM, the maximum amount that can be deposited varies depending on the card brand, and for VISA cards, the maximum amount that can be deposited is 800,000 yen per transaction, and for JCB cards, the maximum amount that can be deposited is 300,000 yen per transaction.

    read more

    2020.10.01

    1. Deposit
  2. How much can I deposit to XM via credit/debit card?

    When depositing funds to XM using a credit/debit card, the minimum deposit amount varies depending on the brand of card you use. For VISA cards, the minimum deposit amount is 500 yen, and for JCB cards, the minimum deposit amount is 10,000 yen.

    read more

    2020.10.01

    1. Deposit
  3. Where can I check my XM deposit history?

    From the My Account Overview on the XM Membership page, click “Select Options” for the account you want to check the deposit history for. Then click “Deposit History” and select the period you want to check the deposit history for from “Select Period” to view the deposit history for the selected period.

    read more

    2020.10.01

    1. Deposit
  4. Can I deposit to XM using a debit card?

    Yes, XM accepts VISA and JCB brand debit cards. When depositing with a debit card, you cannot deposit an amount that exceeds the balance in your bank account, so you can manage your funds thoroughly without worrying about overspending like with a credit card.

    read more

    2020.10.01

    1. Deposit
  5. Does XM have a minimum deposit amount for credit/debit card deposits?

    At XM, the minimum deposit amount varies depending on the card brand you use. For VISA credit/debit card deposits, the minimum deposit amount is 500 yen, and for JCB credit/debit card deposits, the minimum deposit amount is 10,000 yen.

    read more

    2020.03.24

    1. Deposit

【law】

XM/XMTrading (XM) is operated by Tradexfin Limited., a licensed company issued by the Seychelles Financial Services Authority (FSA) and registered under registration number SD010.
XM/XMTrading (XM) is operated by Fintrade Limited., a licensed company issued by the Mauritius Financial Services Commission (FSC) and registered under registration number GB20025835.

[Risk Warning]

Forex and CFD trading involves a very high risk of losing your investment capital. Please ensure you read and fully understand XM /XMTrading’s Risk Disclosure .

[Restricted Areas]

XMTrading is not under the supervision of the JFSA (Japan Financial Services Agency), and is not engaged in any activities that could be considered as offering financial products or soliciting financial services, and this website is not intended for residents of Japan.

法律・リスク警告・制限地域閉じる

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XMTrading

Name: Tradexfin Limited

Address: F20, 1st Floor, Eden Plaza, Eden Island, Seychelles

Financial Instruments Handling License: FSA (Financial Services Authority, Seychelles) Registration No.SD010

Name: Fintrade Limited

Address: c/o SAFYR UTILIS LTD, 7th Floor, Tower 1, NeXTeracom, Cybercity, Ebene, Mauritius

Financial Instruments Business License: FSC (Financial Services Commission, Mauritius) Registration No. GB20025835