Deposit funds into your XM account via domestic bank transfer (Japan)

Deposit funds into your XM account via domestic bank transfer (Japan)

If you confirm the deposit destination bank information on the XMTrading member page and transfer the funds via online banking, the funds will be reflected in your XM trading account within 30 minutes to an hour during bank business hours. When depositing via domestic bank transfer (Japan), there is no deposit fee if the deposit amount is 10,000 yen or more, but the transfer fee (0 to 880 yen) will be borne by the customer.

1. Click here for an explanation of domestic bank transfer fees (Japan)

[WEB version] How to deposit via domestic bank transfer (Japan)

1. Steps: 1

   Login to XM Member Page

   Please log in to your XMTrading “Member Page” using your registered email address and password. If you have not created an XMTrading profile, please use your MT4/MT5 login ID and password.

   Log in to the member page

   

   

   1. At XM, with the introduction of the new account management feature, XMTrading Profile, the login ID for the member page has been changed from MT4/MT5 ID to email address. If you have converted to a profile or registered a profile, you will not be able to log in with your MT4/MT5 ID, so please be sure to log in to the member page using your registered email address.
2. Steps: 2

   Select the deposit menu

   After logging in to the XM “Member Page”, click “Deposit/Withdrawal”.

   XMの『会員ページ』にログイン後、「入金」をタップします。

   

   

3. Steps: 3

   Choose a deposit method

   On the deposit method list screen, click “Local Bank Transfer.”

   入金方法一覧画面にて、「Local Bank Transfer」をタップします。

   

   

4. Steps: 4

   Enter the deposit amount

   Enter the deposit amount and click Deposit.

   「入金額」を入力し、「入金」をタップします。

   

   

5. Steps: 5

   Confirm the account number and deposit amount

   Check the trading account number (XM trading account ID) and the deposit amount, then click “Confirm.”

   入金先の取引口座番号（XMの取引口座ID）と入金額を確認し、「確定」をタップします。

   

   

6. Steps: 6

   Enter your name

   Enter the name of the account holder from which you will make the transfer in katakana and click “Continue payment.”

   振込元の口座名義をカタカナで入力し、「支払いを続ける」をタップします。

   

   

7. Steps: 7

   Verify your bank account information and transfer the funds

   The bank account information for the deposit will be displayed. Please transfer the funds to the displayed bank account within 60 minutes. Payment can be made via online banking.

   1. Bank transfer information may vary depending on the customer.
   2. Please note that if you enter any information different from the displayed transfer information, the transfer will not be completed correctly.
   3. Please complete the transfer procedure via online banking (net banking) within 60 minutes from the account name entered in step 6.
   4. Transfers via ATM are possible, but not recommended. If you transfer via ATM, be sure to keep the “transfer statement” that will be issued after the transaction is completed.
   5. If you deposit an amount other than the displayed amount, the amount will be reflected in your account later, and the actual amount will be reflected or refunded. Please note that in such cases, bank fees will be charged separately.
   6. If the deposit is not reflected in your XMTrading trading account, please contact the XM Support Desk.
   7. The transfer information displayed can only be used once. If your payment fails for any reason, please make a new payment through the website you are using.
   8. If more than 60 minutes have passed, please make the payment again from the member page and make the payment to the updated bank account.

   

   

8. Once the funds have been received by your designated bank, you will receive a notification from XMTrading confirming that the funds have been added to your balance. If the transfer is made during banking hours, the funds will be added to your XM trading account within one hour. Please confirm that the deposit amount has been added to your trading account balance.

   

1. I forgot to write my MT4/MT5 account number when depositing funds into XM via domestic bank transfer.

   If you have made a remittance without entering your XM MT4/MT5 account number, you will need to contact the XM Support Desk from your registered email address. Please contact the XM Support Desk with your MT4/MT5 account number, the remittance amount, and an image of the remittance statement attached.

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   2025.02.17

   1. Deposit

2. What information do I need to deposit to XM via domestic bank transfer?

   When depositing funds via domestic bank transfer, please enter your XM account’s registered name (in Roman letters) and your MT4/MT5 account number in the “Requester’s Name” field and proceed with the transfer. Please note that if your name and account number are not entered in the remitter’s name, the requested deposit will not be automatically reflected in your MT4/MT5 account.

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   2025.02.17

   1. Deposit

3. Is there a deposit limit when depositing funds into an XM account via domestic bank transfer?

   When depositing funds into an XM trading account via domestic bank transfer, the maximum deposit amount per transaction is 2 million yen. If you wish to deposit more than 2 million yen, you can make the deposit in several installments. Please note that there is no limit to the number of deposits, but the minimum deposit amount is 10,000 yen.

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   2025.02.17

   1. Deposit

4. When depositing via bank transfer at XM, is it okay to deposit small amounts?

   When depositing funds into an XM trading account via domestic bank transfer, the minimum deposit amount is 10,000 yen. If you deposit less than 10,000 yen, a fee of 980 yen will be charged (1,500 yen depending on the payment agency), so we recommend depositing an amount of 10,000 yen or more, which does not incur a fee.

   read more

   2020.10.01

   1. Deposit

5. What bank do you recommend for depositing to XM?

   XM does not charge any deposit fees when depositing via domestic bank transfer, but any transfer fees incurred by the sending bank when making a bank transfer will be borne by the customer. Therefore, we recommend using a bank with low transfer fees. Furthermore, for deposits of 10,000 yen or less, a fee of 980 yen (1,500 yen depending on the payment company) will be charged.

   read more

   2020.10.01

   1. Deposit